1. Introduction
Welcome to R You Good Financial Health! Your privacy is important to us, and we are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information.
2. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, and contact details when you register for an account.
- Financial Information: Income sources, savings, investments, expenses, and debt information you provide to use our calculator tools.
- Usage Data: Information about how you interact with our application, including features used and time spent.
- Device Information: Browser type, IP address, and device information for security and optimization purposes.
3. How We Use Your Information
Your data helps us:
- Provide personalized financial analysis and recommendations based on your inputs
- Improve our application and develop new features
- Ensure the security and proper functioning of our services
- Communicate important updates about our application
- Analyze usage patterns to enhance user experience
4. Data Security & Encryption
- Bank-Level Security: We employ the same encryption standards used by major financial institutions to protect your sensitive information.
- End-to-End Encryption: All sensitive financial data is encrypted using industry-standard AES-256 encryption before being stored in our database.
- Encrypted Storage: Your personal and financial information is stored in encrypted format, making it unreadable even if unauthorized access occurs.
- Secure Data Transit: All data transmission between your device and our servers uses TLS/SSL encryption protocols.
- Database Protection: Our database backups and exports contain only encrypted data, providing an additional layer of security.
- Key Management: Encryption keys are stored separately from encrypted data and managed through secure, industry-standard practices.
- Regular Security Audits: We conduct regular security assessments and implement the latest security patches and updates.
- Access Controls: Strict access controls ensure that only authorized personnel can access systems containing your data.
What This Means for You: Even in the unlikely event of a data breach, your sensitive financial information remains protected because it's stored in encrypted format that is extremely difficult to decrypt without the proper keys.
5. Security Infrastructure
Enterprise-Grade Security
- ✅ SOC 2 Type II Compliant infrastructure ensuring the highest security standards
- ✅ DDoS Protection and advanced threat mitigation systems
- ✅ SSL/TLS Encryption for all data transmission with automatic certificate management
- ✅ Automatic security patches and system updates
- ✅ Multi-layered firewall protection monitoring all network traffic
- ✅ 99.99% uptime SLA with redundant systems and failover protection
Data Protection & Backup
- ✅ Automatic daily backups with point-in-time recovery capabilities
- ✅ Data encryption at rest using military-grade AES-256 encryption
- ✅ Encrypted database connections ensuring secure data access
- ✅ Secure cloud infrastructure hosted on DigitalOcean's enterprise platform
- ✅ Geographic data redundancy with multiple backup locations
- ✅ Zero-downtime deployments ensuring continuous service availability
Enterprise Trust: Our infrastructure meets the same security standards used by Fortune 500 companies and major financial institutions, giving you confidence that your data is protected by industry-leading security measures.
6. Data Sharing & Third Parties
We never sell, rent, or share your personal financial information with third parties for marketing purposes. Your data may only be shared in the following limited circumstances:
- Service Providers: Trusted third-party services that help us operate our application (such as cloud hosting), who are bound by strict confidentiality agreements
- Legal Requirements: When required by law, court order, or government regulation
- Business Transfers: In the event of a merger or acquisition, with advance notice to users
- Security Purposes: To protect against fraud, security threats, or illegal activities
7. Your Rights & Control
You have complete control over your data and the right to:
- Access the personal information we have about you
- Request correction of inaccurate information
- Request deletion of your data (subject to legal requirements)
- Opt-out of certain data collection or processing
- Export your data in a portable format
- Lodge a complaint with a supervisory authority
8. Data Retention
We retain your personal information only for as long as necessary to provide our services and comply with legal obligations. Financial data used for calculations is retained to maintain your account history and improve our services. You may request deletion of your account and associated data at any time by contacting us.
9. Updates to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify users of significant changes through the application or via email at least 30 days before the changes take effect.