The I'm Good application is an easy way to understand your financial health. We look at what you earn and own (your assets) and what you spend and owe (your liabilities) and compare their values. The ratio of your assets and liabilities is crucial because it helps you see what, if anything, you will need to reach your retirement goals.

To do this we rely on a concept called "Present Value", essentially a dollar that you receive today is worth more to you than a dollar that you are going to receive in a year. By comparing the "present value" of your assets (your investments, properties, planned savings, and future income) with the "present value" of your liabilities (what you plan on spending in the future), you can see how your current retirement situation stacks up—and what changes you might need to make.

In other words, am I good or am I not good, that is the question 😀.